C1 Benefits
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  • All-Inclusive HRA Card
  • Prescription Drug Card
  • Medical, Dental & Vision
  • Life, Accident & Disability
  • PPO Flexibility & Savings
  • Guaranteed Issue
  • Family Coverage Included
  • Find a Doctor

Plan Highlights

PPO NETWORK ADVANTAGE

  • In-Network Savings
  • Out-of-Network Freedom
  • Nationwide Coverage
  • 24/7 Medical Access

SCHEDULED LIMITED MEDICAL BENEFITS

First-dollar coverage to meet the most frequently used healthcare needs of the working family.


No Deductibles No Co-Pays No Co-Insurance

  • Daily In-Hospital Benefit
  • Surgery and Anesthesia
  • Intensive Care Coverage
  • Emergency Room Benefit
  • Outpatient Physician Office Visits
  • Wellness Benefit
  • Diagnostic Testing (X-Ray / Lab)
  • Ambulance Indemnity

PRESCRIPTION PLAN

Savings on Brand Name and Generic Prescription Drugs
Accepted by More Than 55,000 Participating Pharmacies
Easy Access



ACCIDENTAL MEDICAL & AD&D

  • Accidental Medical Benefit Pays in Addition to Scheduled Medical Benefits
  • Accidental Death and Dismemberment Benefit Pays in Addition to Life Insurance

TERM LIFE & DISABILITY INSURANCE

  • Term Life Insurance for Employee and Eligible Dependents
  • Weekly Disability Benefit for Employee

CRITICAL ILLNESS BENEFIT

  • Cancer
  • Heart Attack
  • Stroke
  • End Stage Kidney Failure
  • Major Organ Transplant
  • Skin Cancer

DENTAL & VISION

  • Preventative and Restorative Dental Care
  • Vision Exams and Corrective Lenses

HRA CARD

  • Credit Card Convenience for Qualified Medical Expenses
  • Annual Balance Carry-Over

C1 CALL CARE PROGRAM

Your customer service needs are met through our C1 Call Care Program. Member Information and other C1 Benefits services are easily accessed via a toll-free number for:
  • Explanation of Benefits
  • General Policy Questions
  • PPO Network Information
  • Member Eligibility

Features
  • GUARANTEED ISSUE — NO Medical Questions or Underwriting
  • First-Dollar Benefits Paid Directly to Insured Unless Assigned to Provider
  • Unisex, Composite Rates (not increased with age)
  • Family Coverage Included
  • Pays Regardless of Other Insurance (except Workers’ Compensation and Medicaid)