First-dollar coverage to meet the most frequently used healthcare needs of the working family.
No Deductibles No Co-Pays No Co-Insurance
Daily In-Hospital Benefit
Surgery and Anesthesia
Intensive Care Coverage
Emergency Room Benefit
Outpatient Physician Office Visits
Wellness Benefit
Diagnostic Testing (X-Ray / Lab)
Ambulance Indemnity
PRESCRIPTION PLAN
Savings on Brand Name and Generic Prescription Drugs
Accepted by More Than 55,000 Participating Pharmacies
Easy Access
ACCIDENTAL MEDICAL & AD&D
Accidental Medical Benefit Pays in Addition to Scheduled Medical Benefits
Accidental Death and Dismemberment Benefit Pays in Addition to Life Insurance
TERM LIFE & DISABILITY INSURANCE
Term Life Insurance for Employee and Eligible Dependents
Weekly Disability Benefit for Employee
CRITICAL ILLNESS BENEFIT
Cancer
Heart Attack
Stroke
End Stage Kidney Failure
Major Organ Transplant
Skin Cancer
DENTAL & VISION
Preventative and Restorative Dental Care
Vision Exams and Corrective Lenses
HRA CARD
Credit Card Convenience for Qualified Medical Expenses
Annual Balance Carry-Over
C1 CALL CARE PROGRAM
Your customer service needs are met through our C1 Call Care Program. Member Information and
other C1 Benefits services are easily accessed via a toll-free number for:
Explanation of Benefits
General Policy Questions
PPO Network Information
Member Eligibility
GUARANTEED ISSUE — NO Medical Questions or Underwriting
First-Dollar Benefits Paid Directly to Insured Unless Assigned to Provider
Unisex, Composite Rates (not increased with age)
Family Coverage Included
Pays Regardless of Other Insurance (except Workers’ Compensation and Medicaid)