C1 Benefits
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  • All-Inclusive HRA Card
  • Prescription Drug Card
  • Medical, Dental & Vision
  • Life, Accident & Disability
  • PPO Flexibility & Savings
  • Guaranteed Issue

HRA Card


• Hospitals • Pharmacy/Prescriptions
• Physicians • Durable Medical Supplies
• Dentists • Home Healthcare
• Vision Care • Over-the-Counter Drugs

Click here
to watch an instructional video about your HRA card

The Utility of the Card
The Workable Solutions Debit Card is used to pay for eligible expenses including:

When the Workable Solutions Debit Card is used at a merchant accepting VISA, funds are automatically deducted from the pre-tax dollars in a Healthcare Reimbursement Account. Each participant can call 866-587-3539 or email inquiries to questions@workablesolutions.com to acquire information on contributions, and current balances for the remaining plan year.

What's this card for, exactly? The Workable Solutions Debit Card provides easy access to the funds in Healthcare Reimbursement Accounts. In most ways, the card works just like any debit card. But, there are three important differences: First, its use is limited to specific merchants and expenses deemed eligible by your plan. Second, it cannot be used at an ATM or to obtain "cash back" when making a purchase. Third, a PIN number is not supplied with this card. Should a merchant or provider request a PIN number, cardholders must simply explain that this particular card does not have one. When given the option between debit and credit at the terminal, choose "CREDIT."

What's an eligible expense? Eligible expenses include medical and dental deductibles and co-payments, eye exams, contact lenses/solutions, and glasses, prescription drugs, orthodontia or other dental care, physical therapy and chiropractic care, medical devices such as hearing aids and diabetic testing supplies, over-the-counter (OTC) products and much more! For a listing of eligible products, services, and merchants, please call 866-587-3539 or visit www.workablesolutions.com.

What's not eligible? Cardholders are responsible for how the funds in their account are spent; these tax-exempt accounts are governed by the IRS and your plan documents. Cardholders with questions about the eligibility of a particular product or service can contact Workable Solutions at questions@workablesolutions.com or call our Customer Service Department at 866-587-3539. TIP: When purchasing several items at a drug store--some eligible, some not--ask the clerk to ring them up separately. Use the Workable Solutions Debit Card to pay only for eligible items.

What OTC Products are eligible expenses? Over-the-counter products are generally eligible expenses if they are for "medical care." Medical care products are defined as those products that are for the diagnosis, cure, treatment of a disease, or for the purpose of affecting any structure or function of the body. For example, band-aids are considered eligible because they are for medical care, but vitamins are generally not eligible because they are for preventative care.